Medicare is a health insurance program offered nationally to those who are 65 or older. Individuals under the age of 65 with certain disabilities may qualify for Medicare. The cost of health care can be extremely expensive and Medicare can help with this. Lastly, Medicare does not cover all medical costs.
Medicaid assists those who have low incomes. This program serves those of every age and is a federal and state-run system. Other than a low co-payment, individuals normally don’t pay any part of costs for covered medical expenses. Medicaid varies from state-to-state, run by state and local governments.
In addition, specifically in Massachusetts, Medicaid (MassHealth) provides different types of coverage based on a few factors. Some of the factors include:
- If you are a parent or not
- If you’re pregnant
- Disability status
- HIV positive
- Breast or cervical cancer
- Size of employer
To conclude, by taking these factors into account, MassHealth will determine if you are suitable and offer you the coverage you deserve.