Your SSDI payments are based on the amount of FICA taxes you paid towards the Social Security system while you were employed. Most recipients collect between $800 and $1,800 monthly. As of 2020, the average amount per month is $1,258. The maximum SSDI payment is currently $2,788.00.
SSI payments are different from SSDI in the sense that they are need-based. SSI does not depend on your past work history. For the year 2020, if you are single and are accountable for your own living expenses, then your benefit will be $783 per month. The benefit for couples is $1,175. The SSI check will come from the Social Security Administration.
On top of the SSI checks, you are also eligible for a supplement from the Massachusetts State Supplement Program (SSP). If you are living alone and paying for your full cost of living, you are qualified to receive $114.39. If you are living in someone else’s home, the amount you will receive is $87.58. Unless paid for by Medicaid, you are able to receive a lot more if you reside in a nursing home or an assisted living facility.
Finally, additional monthly payments are given for individuals who have dependent children residing in the household who are minors, resulting in larger monthly benefits per household.