Similar to Massachusetts workers’ compensation laws, every employer who has any employees, full or part-time, needs to have workers compensation insurance (New Hampshire Workers’ Compensation Law RSA 218-A:5). Even if the company is a non-profit organization, the business needs to have workers’ compensation insurance. For individuals who are self-employed, it is not required to have workers’ compensation bu some may choose to be covered. If you are injured at work, workers’ compensation will cover your medical bills as well as pay 60% of the wages you essentially lost after missing 3 or more days of work. As an injured employee, you must fill out an accident report immediately (also known as 8aWCA). The window for reporting an injury since occurring is 2 years.
As an injured employee you have the right to utilize the doctor of your choice in most cases. If your employer has workers’ compensation with “managed care” then you must choose from a list of doctors. It is important to inform the doctor/specialist know that the injury is work-related. That way, all of your medical bills will be sent to your employer, not you. If you are returning to work after a work-related injury or illness, make sure to collect Form 75WCA-1 from your doctor. This form explains whether you can return to work and states if you have any limitations.
It costs you absolutely nothing to speak to a lawyer for a consultation on your case. Keches Law Group lawyers are standing by seven days a week, at all hours of the day, ready to provide free consultations, to inform you of your rights, and to discuss how our attorneys can help you. Even if the insurance company is paying your claim, denials or medical bills can come at any time after a work injury, even years later. A Keches Law Group attorney can help you rest assured that you will have knowledgeable assistance should a problem ever arise. Call Keches Law Group today at 617-898-0808 for your free consultation.