{"id":2556,"date":"2012-12-03T00:00:00","date_gmt":"2012-12-03T00:00:00","guid":{"rendered":"http:\/\/kecheslaw.wpengine.com\/uncategorized\/insurance-coverage-after-a-motor-vehicle-accident\/"},"modified":"2020-06-24T19:28:19","modified_gmt":"2020-06-24T19:28:19","slug":"insurance-coverage-after-a-motor-vehicle-accident","status":"publish","type":"post","link":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/","title":{"rendered":"Cobertura del seguro tras un accidente de tr\u00e1fico"},"content":{"rendered":"<p>Demasiadas personas se han visto en una situaci\u00f3n en la que se ven envueltas en un accidente de coche, sin tener la culpa, y sufren lesiones como resultado. Desafortunadamente, tratar con las diferentes compa\u00f1\u00edas de seguros y sus problemas de cobertura puede ser una experiencia agobiante y confusa, especialmente mientras se intenta recibir tratamiento para sus lesiones.<\/p>\n<p>En Massachusetts, la mayor\u00eda de los asegurados tienen algo llamado <a href=\"https:\/\/kecheslaw.com\/es\/areas-de-practica\/danos-personales\/accidentes-de-moto\/\">Protecci\u00f3n contra da\u00f1os personales<\/a> (PIP). Se trata de una cobertura obligatoria que le permite obtener el pago de <a href=\"https:\/\/kecheslaw.com\/es\/noticias\/quien-paga-las-facturas-medicas-en-un-accidente-de-trafico\/\">facturas m\u00e9dicas<\/a> mientras recibe tratamiento para sus lesiones, as\u00ed como el pago del tiempo perdido en el trabajo. Si tiene un accidente de tr\u00e1fico en el que sufre lesiones, su propia compa\u00f1\u00eda de seguros le proporcionar\u00e1 prestaciones PIP de hasta $8.000,00 para el pago de esos gastos y del tiempo perdido en el trabajo.<\/p>\n<p>Si sus lesiones fueron causadas por la negligencia de otro conductor, usted tiene derecho a cobrar al otro conductor los ingresos de su compa\u00f1\u00eda de seguros por su dolor y sufrimiento. La cobertura de lesiones corporales (BI) del otro conductor se utilizar\u00e1 m\u00e1s a menudo para proporcionar la recuperaci\u00f3n de esta reclamaci\u00f3n. Sin embargo, bajo la ley de MA, la cantidad de la recuperaci\u00f3n que usted recibe del portador de BI ser\u00e1 compensado por la cantidad de beneficios de PIP que usted recibe de su compa\u00f1\u00eda de seguros para el pago de sus cuentas m\u00e9dicas. Esto significa que si el valor de su caso es de $30,000, ese valor se reducir\u00e1 en $8,000 (pago PIP), dejando el valor de su caso en $22,000.<\/p>\n<p>Recientemente, los tribunales de Massachusetts han decidido un caso que podr\u00eda ayudar a obtener las v\u00edctimas lesionadas m\u00e1s dinero. La Divisi\u00f3n de Apelaci\u00f3n del Tribunal de Distrito de MA sostuvo en DiStefano. v. Jovet que la p\u00f3liza de seguro del demandado fuera del estado no se le permiti\u00f3 tomar la compensaci\u00f3n PIP de las lesiones de la demandante fuera de su acuerdo. El fallo sostuvo que debido a que la p\u00f3liza del demandado fuera del estado no proporcionaba cobertura PIP en su propia p\u00f3liza, no pod\u00eda disminuir la recuperaci\u00f3n de la demandante deduciendo la cantidad de dinero pagada de su p\u00f3liza por sus lesiones. Esto significa que si usted es lesionado por un demandado con una p\u00f3liza de seguro fuera del estado, es posible que no tenga que deducir el n\u00famero de facturas m\u00e9dicas pagadas por su seguro de su recuperaci\u00f3n total por dolor y sufrimiento.<\/p>\n<p>En definitiva, las cuestiones de cobertura del seguro son complicadas. Si usted resulta herido en un accidente de tr\u00e1fico, debe tomar ciertas medidas para asegurarse de que sus derechos est\u00e1n protegidos. La p\u00e1gina web <a href=\"https:\/\/kecheslaw.com\/es\/injury-attorneys\/\">abogados<\/a> en Keches Law Group tienen experiencia en el trato con las compa\u00f1\u00edas de seguros y en el manejo de estos asuntos y est\u00e1n disponibles para un <a href=\"https:\/\/kecheslaw.com\/es\/contacte-con-nosotros\/\">consulta<\/a> para garantizar que se tomen las mejores medidas posibles para proteger sus derechos.<\/p>","protected":false},"excerpt":{"rendered":"<p>Demasiadas personas se han visto en una situaci\u00f3n en la que se ven envueltas en un accidente de coche, sin tener la culpa, y sufren lesiones como resultado. Desafortunadamente, tratar con las diferentes compa\u00f1\u00edas de seguros y sus problemas de cobertura puede ser una experiencia agobiante y confusa, especialmente mientras se intenta recibir tratamiento para sus lesiones. ...<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[103],"tags":[],"class_list":["post-2556","post","type-post","status-publish","format-standard","category-news","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.6 (Yoast SEO v20.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Coverage After a Motor Vehicle Accident - Keches Law Group<\/title>\n<meta name=\"description\" content=\"The attorneys at Keches Law Group are experienced in dealing with insurance companies and handling these issues. Contact us today for a free consultation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Coverage After a Motor Vehicle Accident\" \/>\n<meta property=\"og:description\" content=\"The attorneys at Keches Law Group are experienced in dealing with insurance companies and handling these issues. Contact us today for a free consultation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\" \/>\n<meta property=\"og:site_name\" content=\"Keches Law Group\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kecheslaw\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-12-03T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-06-24T19:28:19+00:00\" \/>\n<meta name=\"author\" content=\"Keches Law\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kecheslaw\" \/>\n<meta name=\"twitter:site\" content=\"@kecheslaw\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Keches Law\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\"},\"author\":{\"name\":\"Keches Law\",\"@id\":\"https:\/\/kecheslaw.com\/#\/schema\/person\/2b52eae2dfe05fb8089bdb05ab48afb7\"},\"headline\":\"Insurance Coverage After a Motor Vehicle Accident\",\"datePublished\":\"2012-12-03T00:00:00+00:00\",\"dateModified\":\"2020-06-24T19:28:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\"},\"wordCount\":453,\"publisher\":{\"@id\":\"https:\/\/kecheslaw.com\/#organization\"},\"articleSection\":[\"News\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\",\"url\":\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\",\"name\":\"Insurance Coverage After a Motor Vehicle Accident - Keches Law Group\",\"isPartOf\":{\"@id\":\"https:\/\/kecheslaw.com\/#website\"},\"datePublished\":\"2012-12-03T00:00:00+00:00\",\"dateModified\":\"2020-06-24T19:28:19+00:00\",\"description\":\"The attorneys at Keches Law Group are experienced in dealing with insurance companies and handling these issues. Contact us today for a free consultation.\",\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kecheslaw.com\/#website\",\"url\":\"https:\/\/kecheslaw.com\/\",\"name\":\"Keches Law Group\",\"description\":\"Workers&#039; Compensation and Injury Lawyers\",\"publisher\":{\"@id\":\"https:\/\/kecheslaw.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kecheslaw.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kecheslaw.com\/#organization\",\"name\":\"Keches Law Group\",\"url\":\"https:\/\/kecheslaw.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/kecheslaw.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kecheslaw.com\/wp-content\/uploads\/2018\/12\/sitefavicon.png\",\"contentUrl\":\"https:\/\/kecheslaw.com\/wp-content\/uploads\/2018\/12\/sitefavicon.png\",\"width\":512,\"height\":512,\"caption\":\"Keches Law Group\"},\"image\":{\"@id\":\"https:\/\/kecheslaw.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/kecheslaw\/\",\"https:\/\/twitter.com\/kecheslaw\",\"http:\/\/instagram.com\/kecheslaw\",\"https:\/\/www.linkedin.com\/company\/keches-law-group-pc\/about\/\",\"https:\/\/www.youtube.com\/channel\/UCtgkXK4oA0WNIO8HYmVIE9A\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/kecheslaw.com\/#\/schema\/person\/2b52eae2dfe05fb8089bdb05ab48afb7\",\"name\":\"Keches Law\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/kecheslaw.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/eace63f94ea96157bdaf3eeb1fc48b41a86ac22603d1d3c3812ac6fd6992dc77?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/eace63f94ea96157bdaf3eeb1fc48b41a86ac22603d1d3c3812ac6fd6992dc77?s=96&d=mm&r=g\",\"caption\":\"Keches Law\"},\"sameAs\":[\"http:\/\/kecheslaw.wpengine.com\"],\"url\":\"https:\/\/kecheslaw.com\/es\/author\/kecheslaw\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Insurance Coverage After a Motor Vehicle Accident - Keches Law Group","description":"The attorneys at Keches Law Group are experienced in dealing with insurance companies and handling these issues. Contact us today for a free consultation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/","og_locale":"es_ES","og_type":"article","og_title":"Insurance Coverage After a Motor Vehicle Accident","og_description":"The attorneys at Keches Law Group are experienced in dealing with insurance companies and handling these issues. Contact us today for a free consultation.","og_url":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/","og_site_name":"Keches Law Group","article_publisher":"https:\/\/www.facebook.com\/kecheslaw\/","article_published_time":"2012-12-03T00:00:00+00:00","article_modified_time":"2020-06-24T19:28:19+00:00","author":"Keches Law","twitter_card":"summary_large_image","twitter_creator":"@kecheslaw","twitter_site":"@kecheslaw","twitter_misc":{"Escrito por":"Keches Law","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/#article","isPartOf":{"@id":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/"},"author":{"name":"Keches Law","@id":"https:\/\/kecheslaw.com\/#\/schema\/person\/2b52eae2dfe05fb8089bdb05ab48afb7"},"headline":"Insurance Coverage After a Motor Vehicle Accident","datePublished":"2012-12-03T00:00:00+00:00","dateModified":"2020-06-24T19:28:19+00:00","mainEntityOfPage":{"@id":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/"},"wordCount":453,"publisher":{"@id":"https:\/\/kecheslaw.com\/#organization"},"articleSection":["News"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/","url":"https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/","name":"Insurance Coverage After a Motor Vehicle Accident - Keches Law Group","isPartOf":{"@id":"https:\/\/kecheslaw.com\/#website"},"datePublished":"2012-12-03T00:00:00+00:00","dateModified":"2020-06-24T19:28:19+00:00","description":"The attorneys at Keches Law Group are experienced in dealing with insurance companies and handling these issues. Contact us today for a free consultation.","inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kecheslaw.com\/es\/noticias\/cobertura-del-seguro-tras-un-accidente-de-trafico\/"]}]},{"@type":"WebSite","@id":"https:\/\/kecheslaw.com\/#website","url":"https:\/\/kecheslaw.com\/","name":"Keches Law Group","description":"Workers&#039; Compensation and Injury Lawyers","publisher":{"@id":"https:\/\/kecheslaw.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kecheslaw.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/kecheslaw.com\/#organization","name":"Keches Law Group","url":"https:\/\/kecheslaw.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/kecheslaw.com\/#\/schema\/logo\/image\/","url":"https:\/\/kecheslaw.com\/wp-content\/uploads\/2018\/12\/sitefavicon.png","contentUrl":"https:\/\/kecheslaw.com\/wp-content\/uploads\/2018\/12\/sitefavicon.png","width":512,"height":512,"caption":"Keches Law Group"},"image":{"@id":"https:\/\/kecheslaw.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kecheslaw\/","https:\/\/twitter.com\/kecheslaw","http:\/\/instagram.com\/kecheslaw","https:\/\/www.linkedin.com\/company\/keches-law-group-pc\/about\/","https:\/\/www.youtube.com\/channel\/UCtgkXK4oA0WNIO8HYmVIE9A"]},{"@type":"Person","@id":"https:\/\/kecheslaw.com\/#\/schema\/person\/2b52eae2dfe05fb8089bdb05ab48afb7","name":"Keches Law","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/kecheslaw.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/eace63f94ea96157bdaf3eeb1fc48b41a86ac22603d1d3c3812ac6fd6992dc77?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/eace63f94ea96157bdaf3eeb1fc48b41a86ac22603d1d3c3812ac6fd6992dc77?s=96&d=mm&r=g","caption":"Keches Law"},"sameAs":["http:\/\/kecheslaw.wpengine.com"],"url":"https:\/\/kecheslaw.com\/es\/author\/kecheslaw\/"}]}},"_links":{"self":[{"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/posts\/2556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/comments?post=2556"}],"version-history":[{"count":0,"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/posts\/2556\/revisions"}],"wp:attachment":[{"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/media?parent=2556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/categories?post=2556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kecheslaw.com\/es\/wp-json\/wp\/v2\/tags?post=2556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}