{"id":2439,"date":"2019-01-23T22:23:03","date_gmt":"2019-01-23T22:23:03","guid":{"rendered":"http:\/\/kecheslaw.wpengine.com\/practice-areas\/workers-compensation\/faqs\/who-and-what-does-workers-compensation-cover\/"},"modified":"2020-02-06T21:48:24","modified_gmt":"2020-02-06T21:48:24","slug":"who-and-what-does-workers-compensation-cover","status":"publish","type":"page","link":"https:\/\/kecheslaw.com\/es\/areas-de-practica\/indemnizacion-de-los-trabajadores\/faqs-2\/quien-y-que-cubre-la-indemnizacion-de-los-trabajadores\/","title":{"rendered":"\u00bfA qui\u00e9n y qu\u00e9 cubre la indemnizaci\u00f3n por accidente de trabajo?"},"content":{"rendered":"<p>Todo <a href=\"https:\/\/kecheslaw.com\/es\/areas-de-practica\/indemnizacion-de-los-trabajadores\/faqs-2\/esta-usted-en-riesgo-de-sufrir-una-lesion-o-enfermedad-laboral\/\">lesiones relacionadas con el trabajo<\/a> est\u00e1n cubiertos por la compensaci\u00f3n de los trabajadores. Si usted es 1) un empleado, 2) sufre una lesi\u00f3n durante el curso y el alcance de su empleo, o 3) no puede trabajar debido a esa lesi\u00f3n, entonces deber\u00eda estar cubierto.<\/p>\n<p>Si es usted un contratista independiente y no un empleado, no tiene derecho a las prestaciones de compensaci\u00f3n de los trabajadores. Sin embargo, es importante determinar su verdadera posici\u00f3n. Si est\u00e1 sujeto al control de su empleador en cuanto a los medios y m\u00e9todos con los que realiza su trabajo, probablemente se le considerar\u00e1 un empleado y, por tanto, tendr\u00e1 derecho a la indemnizaci\u00f3n por accidente de trabajo. Este es el caso incluso si su empleador le llama contratista independiente y no descuenta los impuestos de su sueldo.<\/p>\n<p>El seguro de indemnizaci\u00f3n por accidentes de trabajo puede dar cobertura a:<\/p>\n<ul>\n<li>Una lesi\u00f3n sufrida en la propiedad de su empleador. Esto incluye las lesiones por estr\u00e9s repetidas. Independientemente de c\u00f3mo se haya producido la lesi\u00f3n o de qui\u00e9n haya tenido la culpa, la indemnizaci\u00f3n por accidente de trabajo puede cubrirla.<\/li>\n<li>Una enfermedad causada por alg\u00fan tipo de exposici\u00f3n laboral, como la exposici\u00f3n al ruido o a sustancias qu\u00edmicas peligrosas.<\/li>\n<\/ul>\n<p>Las lesiones y enfermedades cubiertas pueden incluir afecciones preexistentes que empeoraron como consecuencia de las tareas laborales. Esto puede ocurrir si las exigencias del trabajo fueron la causa principal de la incapacidad. A menudo, enfermedades como los infartos de miocardio y los derrames cerebrales est\u00e1n cubiertas por la Ley de Indemnizaci\u00f3n de los Trabajadores si est\u00e1n relacionadas con alg\u00fan tipo de estr\u00e9s f\u00edsico o emocional sufrido en el trabajo. Esta determinaci\u00f3n podr\u00eda hacerse con independencia de otros factores de riesgo como el tabaquismo, la obesidad, la hipertensi\u00f3n arterial, los antecedentes familiares u otros factores.<\/p>","protected":false},"excerpt":{"rendered":"<p>Todas las lesiones relacionadas con el trabajo est\u00e1n cubiertas por la compensaci\u00f3n de los trabajadores. Si usted es 1) un empleado, 2) sufre una lesi\u00f3n durante el curso y el alcance de su empleo, o 3) est\u00e1 incapacitado para trabajar debido a esa lesi\u00f3n, entonces deber\u00eda estar cubierto. Si eres un contratista independiente y no un empleado, no est\u00e1s ...<\/p>","protected":false},"author":2,"featured_media":0,"parent":2325,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-2439","page","type-page","status-publish","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.6 (Yoast SEO v20.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who and What Does Workers&#039; Compensation Cover? - Keches Law Group<\/title>\n<meta name=\"description\" content=\"Workers&#039; Compensation covers all work-related injuries. 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