{"id":2435,"date":"2019-01-23T22:23:00","date_gmt":"2019-01-23T22:23:00","guid":{"rendered":"http:\/\/kecheslaw.wpengine.com\/practice-areas\/workers-compensation\/faqs\/what-is-workers-compensation\/"},"modified":"2020-02-06T21:37:13","modified_gmt":"2020-02-06T21:37:13","slug":"what-is-workers-compensation","status":"publish","type":"page","link":"https:\/\/kecheslaw.com\/es\/areas-de-practica\/indemnizacion-de-los-trabajadores\/faqs-2\/que-es-la-indemnizacion-de-los-trabajadores\/","title":{"rendered":"\u00bfQu\u00e9 es la indemnizaci\u00f3n de los trabajadores?"},"content":{"rendered":"

La indemnizaci\u00f3n laboral es un seguro administrado por el Estado. Se trata de requerido<\/em><\/strong> para todos los empresarios. A trav\u00e9s de este seguro, los trabajadores que sufren una lesi\u00f3n o enfermedad laboral pueden recibir una compensaci\u00f3n monetaria por sus p\u00e9rdidas. (La indemnizaci\u00f3n puede incluir los salarios perdidos, la atenci\u00f3n m\u00e9dica y los gastos de bolsillo).<\/p>\n

Massachusetts cuenta con un sistema de compensaci\u00f3n laboral implementado para garantizar que los trabajadores est\u00e9n protegidos por un seguro si se lesionan en el trabajo o contraen una enfermedad relacionada con el mismo. La Ley General de Massachusetts c. 152, secci\u00f3n 25A, obliga a administrar la cobertura del seguro de indemnizaci\u00f3n por accidente laboral para todos los empleados. Este seguro cubre cualquier tratamiento m\u00e9dico razonable y necesario que est\u00e9 relacionado con la lesi\u00f3n o enfermedad laboral. El seguro cubre hasta el 60% de los salarios perdidos, los gastos de viaje para la atenci\u00f3n m\u00e9dica e incluso la reconversi\u00f3n laboral si es necesaria.\u00a0<\/span><\/p>\n

La indemnizaci\u00f3n por accidente de trabajo tambi\u00e9n paga una compensaci\u00f3n parcial en t\u00e9rminos de salarios perdidos tras los primeros cinco d\u00edas naturales de incapacidad total o parcial. Debe informarse al asegurador o al asegurado tan pronto como sea posible. Despu\u00e9s de 21 d\u00edas de incapacidad laboral, la indemnizaci\u00f3n se paga a partir del 1<\/span>st<\/span> d\u00eda en adelante, pero si el trabajador est\u00e1 incapacitado para trabajar durante menos de 21 d\u00edas, la indemnizaci\u00f3n se pagar\u00e1 a partir del 6<\/span>th<\/span> d\u00eda en adelante.\u00a0<\/span><\/p>\n

En el estado de Massachusetts, un trabajador lesionado puede presentar una reclamaci\u00f3n<\/a> contra la aseguradora en un plazo de 4 a\u00f1os a partir de su conocimiento. Al presentar la reclamaci\u00f3n, el demandante debe rellenar el formulario 110 para el DIA (Departamento de Accidentes Laborales) dentro del plazo de cuatro a\u00f1os. Si la reclamaci\u00f3n es denegada por el empresario\/la aseguradora, el reclamante dispone de 30 d\u00edas para recurrir el caso y seguir adelante. Prestaciones de compensaci\u00f3n a los trabajadores<\/a> puede recibirse inmediatamente, o despu\u00e9s de la conciliaci\u00f3n, si se convierte en un asunto legal. Estas prestaciones est\u00e1n disponibles hasta que puedas volver al trabajo.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

La indemnizaci\u00f3n por accidente de trabajo es un seguro administrado por el Estado. Es obligatorio para todos los empresarios. A trav\u00e9s de este seguro, los trabajadores que sufren una lesi\u00f3n o enfermedad relacionada con el trabajo pueden recibir una compensaci\u00f3n monetaria por sus p\u00e9rdidas. (La compensaci\u00f3n puede incluir los salarios perdidos, la atenci\u00f3n m\u00e9dica y los gastos de bolsillo). Massachusetts cuenta con un sistema de compensaci\u00f3n de trabajadores implementado para ...<\/p>","protected":false},"author":2,"featured_media":0,"parent":2325,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-2435","page","type-page","status-publish","entry"],"yoast_head":"\nWhat is Workers' Compensation? - Keches Law Group<\/title>\n<meta name=\"description\" content=\"Workers' compensation is insurance that is administered by the state. It is required for all employers. 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